The Home Buying Process

Get Pre-Approval for Financing: This step is So important. It’s like shoppping with Cash in hand when you are pre-approved. The best part is, you go in knowing exactly how much you can spend!

Find The Perfect Place: This is easier said than done. We are talking a large sum of money being spent and it could take 6 months to a year before you find something you want to commit to.

Make Offer~Go into Escrow: Decide how much you are willing to offer. Factor in possible repairs that need to be done and how much you desire the particular property.

Purchase Home Owners Insurance: Many people skip this step thinking that they already know what the home needs. There can always be things that come to the surface later and you want to be protected.

Inspections: Termite, Mold and Roof inspections are the most common. You want to know what you are in for in the long run.

Repairs: Negotialble between Buyer and Seller in most cases..

Survey:Not required but these are nice to have if you want to know where to make improvements, plant trees, et cetera

Title Search: Lenders’s Policy or Owners’s Policy? A Lender’s Policy protects the Lender as long as they have interest in the Property. Owner’s Policy protects you from unseen problems with the title.

Appraisal: To be absolutely sure the price of the home is fair market value, an appraisal is done. Not requires if you are paying cash but still reccomended.

Walk Through: The final walkthrough is important to make sure there is nothing that you may have missed before. Check that any repairs agreed upon have been done and everything looks good.

Closing: Finally, the best part of the deal. Now you own your property. Funds have been settled and you can begin enjoying your new home!

Contact Us

  • 350 E St #510, Eureka, CA 95501
  • (707) 444-3007
  • (707) 845-1215
  • (707) 205-2015
  • ljdisiere@gmail.com

Contact Linda