Your Local Agents

We are as local as it gets here at Disiere & Associates.

Call us today to see what we can do for you. From helping you find the right investment to selling  your business. We are here to help you through the process. We adhere to the Golden Rule and treat all of our clients with respect and care.

We are here to answer your questions 7 days a week!

707-444-3007

Annual Humboldt County Events

Kinetic Grand Championship: Memorial Day weekend every year! May 25-27 2019
A local tradition since 1969, the Kinetic Race is no parade!  In the Kinetic Grand Championship bodies of art and artist’s bodies are put to the test.  There’s 50 miles to go, over land, sand, water, and mud. 
Kinetic Sculptures are all-terrain human-powered art vehicles, engineered to race over road, water, mud and sand. They are impressive works of sculpture and engineering loaded with “kinetic thrills” like animated faces, fire cannons, and unusual drive mechanisms. Kinetic Racing teams consist of pilots, pit crews and peons. Pilots power their sculpture and steer, the pit crews assists the pilots in transforming the vehicle for the various challenges and fixing mechanical issues, and peons, well, they do whatever is needed for the team to get Glory. http://kineticgrandchampionship.com/triathlon-of-the-art-world

Humboldt HomeBrew Festival: Saturday April 6, 2019 2pm-7:30 pm At The Arcata Community Center
The North Coast Professional Chapter of Engineers Without Borders presents the 9th Annual Humboldt Homebrew Festival. Your ticket purchase affords you the opportunity to taste over 80 different high-quality homebrewed beers, snacks, hors d’oeuvres and enjoy the sounds of local musicians and bands. All proceeds go to support the North Coast Professional Chapter of Engineers Without Borders projects. Over 60 brewers compete for the People’s Choice Award and hundreds of patrons attend to enjoy and judge these fine beers. For more information on the event please visit: HumboldtHomebrewFest.com

The Oyster Festival: Saturday June 15, 2019 on the Arcata Plaza!
It’s a celebration of North Coast culture where chefs, merchants, volunteers, and guests revel in award-winning oysters and other tasty nonoyster delicacies, local beverages, live local music, and art. Not to be missed!

The Redwood Run Saturday June 7, 2019 in Garberville!
2 nights of camping, music, games, bikes and camaraderie, among the towering Redwoods of the North Coast of California, to kick off the riding season. Buy your tickets early to enjoy free perks.

Humboldt Botanical Gardens Free Admission Day April 18 10am-2pm
Free admission to the Garden every Third Thursday of the month through May. Bring your whole family and experience rare species, native plants, and Mediterranean climate landscapes in a beautiful setting.

Home Owner’s Insurance Debunked

Perhaps the Most Important thing to consider when buying homeowner’s insurance is know what your policy DOES NOT COVER.

For example, Hurricane Insurance won’t cover flooding and Earthquake Insurance won’t cover fires. It is important to read the Fine Print!

Here are some more things to consider:

1. What does it cost to build in your area?
You’ll want to know the per-square-foot average construction cost for your ZIP code. Multiply that by the total area of your home, and you have a replacement cost. Insure for that amount, and then recheck pricing annually

2. What risks does your home face? It’s always good to look into natural disasters for your area. Flooding can be a factor near rivers, streams oceans and bays. Much of the West Coast is prone to wild fires. Volcano eruptions, earthquakes and tornadoes occur in many areas. There are may other things to consider based on the population of your city and it’s infrastructure.

3. What funds do you have? For the sake of living below your means, go for that higher deductible to keep your monthly rate low. Be prepared but don’t pay for more than you have to.

Points of Interest in Eureka

Humboldt Bay National Wildlife Refuge: 1020 Ranch Rd, Loleta, CA 9555
National Wildlife Refuges serve many purposes, and one of our most important roles is as outdoor classrooms to teach about wildlife and natural resources. Humboldt Bay National Wildlife Refuge provides unique and exciting outdoor environments which are excellent locations for hands on learning activities.

Clarke Historical Museum: 240 E St, Eureka, CA 95501
The Clarke Historical Museum in Eureka, California contains the area’s premier collection of California North Coast regional and cultural history, with significant focus on the 19th Century Victorian era.

Eureka Main Street: 525 2nd St #105, Eureka, CA 95501
Downtown area featuring shops & restaurants with vintage architecture, plus horse-drawn carriages.

Carson Mansion: The Carson Mansion is a large Victorian house located in Old Town, Eureka, California. Regarded as one of the highest executions of American Queen Anne Style architecture, the house is “considered the most grand Victorian home in America.

Samoa Dunes: Just west of Eureka, a sandy strip of land extends between Humboldt Bay and the Pacific Ocean.The Samoa Dunes Recreation Area, once a seasonal food-gathering site for the Wiyote Indians and later, during World War II, a Coast Guard surveillance outpost, is now a multi-recreational park that attracts not only OHV enthusiasts, but also hikers, surfers, beachcombers and fishing enthusiasts from throughout the region. This is also access to the north jetty.

Indian Island: Indian Island or Duluwat Island is located on Humboldt Bay within the city of Eureka, California. The village of Tolowot or Tuluwat on Duluwat Island where the 1860 Wiyot Massacre took place.

Is it worth it to Invest in Real Estate?

Most real estate millionaires become so by investing in income properties, not home flipping. Having multiple streams of incomes can enable you to quickly expand your real estate investment portfolio. … If the cash flow is positive and the return you will get from that property is good, then it’s totally worth it.

Here is what you need to get started:

  1. Get Educated. The best approach is to learn all that you can with the free resources available for your immediate consumption. …
  2. Set your Goals
  3. Find the Cash for your Down Payment
  4. Explore your Real Estate Investment Options
  5. Hire a Trusted Professional
  6. Consider hiring a Property Management Firm to help after your purchase

So what are you waiting for?

Request a Free Home Valuation!

Spring is in the air and if you have been thinking about selling your home, There is no time like the present to call us for a Free Home Valuation! When listing your home, the most important thing to get right is the value.

Home valuation includes:

Interior Analysis: How new is your home? How well loved is it? Have you been living there for 25 years, remodeling and upgrading every season? Or have you been renting it out to trusted tenants who have loved it well? These are just a few of the questions you should ask yourself when placing value on the interior. Having an unbiased professional opinion is always a plus in this department!

Comparative Market Analysis At Disiere & Associates, we pride ourselves on bringing to the table, the most up to date comps from the MLS that most closely resemble your property to find that sweet spot where the price you want as the seller compliments the Market Value at the moment in time when you want to make your sale.

Marketing Tips and Resources: Allow the professionals at our company to list, market and sell your home through our website, network and every possible media outlet in the county.

Expert Opinion of Home Value: As Realtors, it is our utmost duty to give you the best possible expertise when it comes to valuing your home correctly. We realize that you have put your heart and soul into your property and to let it go is a huge decision that requires skills and precision.

The market is heating up so what are you waiting for? Call us today at (707)444-3007 or stop by the office at 350 E st Suite 510 in Old Town Eureka.

When is the right time to buy a home?

Everyone wants to get the best house possible for the best possible price.

There are two factors that come into play. Market factors and Personal Factors.

To get the best value possible, the best month to buy a home is in January, though many winter months will likely yield a better value for buyers, and the least favorable months are May and June since summer is the season to buy.

There may be more to this though. The right time for you could mean more than a specific month or date The right time could be when your credit is cleaned up or your auto loan has been paid off. Some people even may want to wait until their kids are grown before buying a home.

Buying a home is probably the most expensive purchase of your life. A well thought out plan is a good place to start.

Call our office today for a free consultation.

The Home Buying Process

Get Pre-Approval for Financing: This step is So important. It’s like shoppping with Cash in hand when you are pre-approved. The best part is, you go in knowing exactly how much you can spend!

Find The Perfect Place: This is easier said than done. We are talking a large sum of money being spent and it could take 6 months to a year before you find something you want to commit to.

Make Offer~Go into Escrow: Decide how much you are willing to offer. Factor in possible repairs that need to be done and how much you desire the particular property.

Purchase Home Owners Insurance: Many people skip this step thinking that they already know what the home needs. There can always be things that come to the surface later and you want to be protected.

Inspections: Termite, Mold and Roof inspections are the most common. You want to know what you are in for in the long run.

Repairs: Negotialble between Buyer and Seller in most cases..

Survey:Not required but these are nice to have if you want to know where to make improvements, plant trees, et cetera

Title Search: Lenders’s Policy or Owners’s Policy? A Lender’s Policy protects the Lender as long as they have interest in the Property. Owner’s Policy protects you from unseen problems with the title.

Appraisal: To be absolutely sure the price of the home is fair market value, an appraisal is done. Not requires if you are paying cash but still reccomended.

Walk Through: The final walkthrough is important to make sure there is nothing that you may have missed before. Check that any repairs agreed upon have been done and everything looks good.

Closing: Finally, the best part of the deal. Now you own your property. Funds have been settled and you can begin enjoying your new home!

Renting vs. Buying

The dream of home ownership has instilled in us our entire lives. But after the housing crash of 2008, people are starting to see things through a different lens.

The True Cost of owning your home adds up. Taxes, repairs and mortgage payments equal much more than a rent check.

Renting on the other hand had more restrictions and rules to follow which is a deterrent for many. Balance that with less responsibility as a renter, the ability to call the landlord when something goes wrong and it looks like renting is a better choice.

Buying your home can be a good investment. Especially if you purchase a multi-unit home and occupy one of the units while renting out the others.

If you are a person who moves around a lot for work or for pleasure, you may want to consider the cost of buying and selling a home and be sure it is really worth your investment.

It comes down to what the market is doing in your area, the price to rent ratio and your own personal situation.

A New Generation of Realtors!

Do you ever wonder if the new generation of Millenials with there Tech Savvy intellect and cutting edge ideas might just have something to offer?

The fact is, we do! We came out of the gate thinking outside the box! We are saying, No More Boxes! Let’s open up the world to Global Possibilities right here in our own Front Yards! Because after all, we are all on this planet together.

We place emphasis on producing meaningful work, finding a creative way to solve problems and have a preference for immediate feedback. In Real Estate this means that we want results! We are not going to leave you wondering and We will find a way to Make it Happen!

The time has come to roll with the changes of this new generation and embrace to golden age of cyber space, technology and science. Bridge the gaps in cultures around the globe and keep it real in the Real World.

Contact Us

  • 350 E St #510, Eureka, CA 95501
  • (707) 444-3007
  • (707) 845-1215
  • (707) 205-2015
  • ljdisiere@gmail.com

Contact Linda